Main Responsibilities:
• Undertake research and analysis of corporate entities through thorough assessment of the key credit factors, including strengths and weakness to analyze creditworthiness and debt repayment capacity.
• Understanding the bank's internal methodology used for credit assessments.
• Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Assess viability of expansion projects and/or M&A activities using valuation techniques (DCF analysis) to recommend credit alternatives. Prepare / update financial models or financial spreads (including projections) using company filings. Prepare a detailed peer analysis on operating and financial parameters.
• Should be able to defend his/her views on the counterparty / covered entity when challenged by senior stakeholders.
• Support senior analysts / project managers on ad hoc requests.
• Other activities may include preparing industry research reports, maintaining and updating financial models and company/industry specific databases.
Experience:
• 3-5 years of experience in assessing credit risk or credit research or equity research or financial research of global corporates.
• Prior experience of 3 years in a similar profile
Required Skills:
• Strong understanding of core finance and accounting concepts.
• Excellent report writing and communication skills.
• Ability to communicate analytical thoughts in a crisp, concise and precise manner.
• Strong inter-personal skills and ability to participate/contribute as a team player.
• Should be willing to put in the extra hours when tight deadlines need to be met.
• Professional working proficiency in English and Spanish languages are a must.
MINIMUM & PREFERRED EDUCATION
• Advanced degrees and certifications such as a CFA and Masters in Finance/Economics, MBA are preferred
INTERACTIONS
• Works within own team and interacts with other related teams internationally
• Communicates with internal & external clients and/or issuers as necessary